Investment & Savings

Investment and savings calculators show how money grows over time and how to compare one plan with another. Start with the compound interest calculator to see the effect of compounding, the SIP calculator for regular monthly investing, and the ROI calculator to measure the overall return on a project.

Other tools cover simple interest, fixed deposits, future and present value, IRR, payback period, average annual return, bonds, mutual funds, savings goals and budgets. The inflation calculator shows what a sum is worth in today's money, which is useful when you judge a projected balance. For property investors, the cap rate and rental property calculators compare income against price.

Projections assume the rate you enter stays the same for the whole period, and real returns rarely do. Treat results as scenarios rather than forecasts, and read the related guide to compound interest to understand the assumptions.