Retirement & Benefits

Retirement and benefits calculators help you project savings and plan withdrawals and claiming decisions. Use the 401(k) calculator and retirement calculator to project balances, the RMD calculator to estimate required minimum distributions, and the Social Security breakeven calculator to compare claiming ages.

Other tools cover traditional and Roth IRAs, pensions, annuities and annuity payouts, Social Security benefit estimates from AIME, and inherited IRA RMDs under the 10-year rule. Where a tool depends on a published limit or table, the page names the year and links to the IRS or SSA source.

Retirement rules change and personal situations differ, so treat these results as estimates. Check your plan statements, your my Social Security account and current IRS guidance before acting. The guides on the Social Security break-even age and the inherited IRA 10-year rule explain the background.